Connecticut Car Loans – Your Search for Low Rate Bad Credit Auto Financing ends here

Monday, June 9, 2014

Connecticut Car Loans – The Double Benefit of Guaranteed Approval and Zero Down Payment for Bad Credit Buyers

Connecticut Car Loans is famous among bad credit car buyers because it helps them in securing an auto loan easily. People with bad credit history don’t need to submit lengthy documents or bring a co-signer for getting guaranteed approval. Visit the website and fill the 1-minute application form. Rest of the work will be done by the company.

Connecticut Car Loans allows bad credit borrowers to complete the process without any down payment. It is not compulsory for getting “0 obligation” auto loan quotes. This means you don’t have to take a personal loan or sell your personal belongings for getting together money for down payment.

Connecticut Car Loans - the name that you can trust! Apply now and get ready to buy your dream car.

Simple Remedies for securing Bad Credit Auto Loan in Connecticut

According to the website of United States Census Bureau, mean travel time to work is 24.8 minutes in Connecticut. This means an average Connecticuter takes around an hour to reach work and come back home. If you consider other things like going to the mall, buying groceries, dropping off kids to school, etc., you definitely need the comfort of car.

To buy a car, you need an auto loan. And for that, you require good credit history and a solid loan application form. Sadly, bad credit history is rampant in Connecticut as in any other part of America. It causes terrible distress to car buyers because lenders don’t favor bad credit history.

But, don’t lose sleep over your credit problem. You can still buy a reliable car with bad credit. Follow the tips mentioned in this CT car buying guide and get ready to own a car in the Constitution State.

Get ready for slightly higher rates

Bad credit buyers get higher rates than others. This is a fact. Don’t be in denial. Accept it and work towards making it affordable for yourself. How do you do it? Well, by lowering the risk of lenders. If you manifest yourself as a low-on-risk/high-on-faith credit seeker, you will be able to manage lower-than-usual auto loan rates.

How to ensure Affordable Car Loan Deal in Connecticut?

(A) Keep aside some money for down payment. It will lower the loan amount which will result in lower risk to lenders. Also, when you make down payment lenders come to know about your good financial capacity. This will help you in getting favorable rates.

(B) Even though it is not compulsory to have a co-signer, find one. If you have someone with a good credit history to become your guarantor, the lender will be assured of regular payments and provide you better rates.

Choose a Used Car

Used cars are great for everyone because of their lower loan amount. They are even better for bad credit buyers as their affordable price makes it possible to make regular monthly payments. This means you can actually improve your credit score by opting for a pre-owned car in CT.

Find a Sub-Prime Lender Online

When you have bad credit score, it is better to apply for a Connecticut auto loan with a sub-prime lender. Such lenders and auto financing companies deal with bad credit buyers on a regular basis. This makes them a pro in helping you. So, why waste time on traditional lenders who won’t approve your loan request?

Choose online lenders because they require you to submit an online loan request and send you auto loan quotes via e-mail or phone call. This helps in completing you loan process quickly.

So, that’s how you can manage affordable rates on bad credit Connecticut auto loan. Remember them the next time you decide to go car loan shopping.

Connecticut Car Loans is the ideal way to get affordable auto financing in Connecticut. The company specializes in bad credit auto loans. So, don’t worry about your credit history. It will provide you low auto loan quotes as soon as you submit your loan application. Apply now.

All the Best!

Tuesday, April 29, 2014

Car Buying in Connecticut just got Innovative

Connecticut is often called the “Land of Steady Habits”. Habits are good because they bring discipline in life. But, for a car buyer, habits often become the cause of unaffordable purchase. Most car shoppers in Connecticut rely on the good old neighborhood dealerships. But, that’s where they go wrong. Dealers have so many overhead costs like advertising, marketing, salaries, rentals, etc. that add up in your car cost. You certainly don’t want to spend your money on these things, right What should you do

Here’s your answer.

Look for Innovative Ways to find that Perfect Car

• Dealer Demos

If you don’t want to go away from your dealer and you like the comfort of walking down to his lot and inspecting vehicles, this is your go-to option. Dealer demos are demonstrator vehicles that have been used for test-drives. As new cars are launched constantly, customers want to test-drive on newer models. This means dealers cannot use older models for test-drives. They pretty much discard the vehicle when it is still new. Buying such a vehicle is a good choice because you get a car that almost new and costs several hundred dollars less than a new car.

• Government Auctions

The United States General Services Administration (GSA) buys vehicle and leases them to other federal agencies. After the completion of lease agreement which is 3-5 years, GSA sells these automobiles. This is one of the safest options to buy a car because such vehicles have been driven for lesser miles and are in excellent condition.

• Online Shopping

You buy everything online then why not cars Today, buying a car via internet is very common. You can search for a used car or buy a new car easily. And, the best thing about the web is that it gives you ample time to compare the prices and take a perfect decision. Another important benefit is that most car sellers are individuals who don’t spend money on advertisement and salaries (like dealers). This helps them in providing cars at lower costs.

You can use sites like cars.com, carsdirect.com, ebay.com, etc. for making an online car purchase.

So, next time you think of buying a car, be innovative. Be adventurous and do explore options other than the dealer.

When you are thinking of innovative ways of buying a car, why not choose an innovative and extremely affordable auto loan option Choose Connecticut Car Loans for your next car purchase in CT to avail low rate auto financing programs. The company’s online status ensures that your loan application gets over quickly. Apply for no obligation auto loan quotes today.